In order to succeed in your application for a UK Fiance Visa, you will need to prove that you will be adequately maintained in the UK, if granted a UK Fiance Visa, without recourse to public funds.

To meet the UK fiance visa Financial Requirements, you will need to demonstrate that your British or settled partner (or if you’re living in the UK with a valid visa, both you and your British or settled partner jointly) has a gross annual earning of at least:

• £18,600; plus
• £3,800 for your first child (who is not a British citizen or has settled status); plus
• £2,400 for each additional child (who is not a British citizen or has settled status).

The UK fiance visa Financial Requirements of a Visa application can be met through one of the following sources:

• Income generated from salaried or non-salaried income of the British or settled partner (or your own or joint salaried or non-salaried income where you are in the UK with a valid visa);
• Non-employment income of your British or settled partner (or your own non-employment income where you are in the UK with a valid visa), e.g., income generated from property rental or dividends from shares, income from investments, bonds, trust fund or stock;
• Your cash savings or your British or settled partner’s cash savings above £16,000 which you/ your British partner must have held under your control for at least 6 months prior to the date of the application for a UK Fiance Visa;
• Payments from yours or your British partner’s pension (state, occupational or private);
• Income generated in the course of self-employment or as a director or employee of a limited company registered in the UK.

It is important to note that in some circumstances, you may be able to rely on a combination of the above sources to demonstrate that you meet the financial requirements.

The Financial Requirements of a UK Fiance Visa application can be met through one of the following sources:

• Income generated from salaried or non-salaried income of the British or settled partner (or your own or joint salaried or non-salaried income where you are in the UK with a valid visa);
• Non-employment income of your British or settled partner (or your own non-employment income where you are in the UK with a valid visa), e.g., income generated from property rental or dividends from shares, income from investments, bonds, trust fund or stock;
• Your cash savings or your British or settled partner’s cash savings above £16,000 which you/ your British partner must have held under your control for at least 6 months prior to the date of the application for a UK Fiancé Visa;
• Payments from yours or your British partner’s pension (state, occupational or private);
• Income generated in the course of self-employment or as a director or employee of a limited company registered in the UK.

It is important to note that in some circumstances, you may be able to rely on a combination of the above sources to demonstrate that you meet the financial requirements.

To succeed in an application for Fiance Visa UK, you must show evidence that you will have access to adequate accommodation in the UK without recourse to public to funds. The UK Visas and Immigration will not deem your proposed accommodation in the UK adequate if it is likely to amount to overcrowding as defined by the provision of the Housing Act 1985 or if it is likely to contravene public health regulations.

In order to qualify for your UK Fiance Visa, you must be able to satisfy the UK Visas and Immigration that you speak and understand English at the required level.

To meet the English Language requirements, you must demonstrate that you are:

• A Citizen of a majority English speaking country;
• You have passed an English Language test at Level A1;
• You have been granted an academic qualification recognised by UK NARIC to be equivalent to the standard of a Bachelor’s or Master’s degree or PhD in the UK, which was taught in English; or
• You are exempt from meeting the English language requirement of a UK Fiancé Visa application because you are over age of 65, have a disability that prevents you from sitting the English exam or that there are exceptional circumstances that prevent you from meeting the English language requirement prior to entry to the UK.

The Appendix FM-SE to the Immigration Rules states that decision makers at the UK Visas and Immigration have a residual discretion to contact you where they feel that any mandatory evidence relating to your UK Fiancé Visa application is missing. The decision maker has discretion to delay a decision on the application and make a request for the missing document within a reasonable timeframe. Decision makers are not under a duty to defer a decision on your application where they are of the view that the missing document, even if furnished, will not lead to grant of a UK Fiancé Visa.

The UK Visas and Immigration decision makers also retain discretion to grant your fiancé visa application where there are minor evidential issues, but it is apparent that you meet the requirements of a UK Fiancé Visa. Decision makers at UK Visas and Immigration also retain a general discretion to request any further information that they may think will assist them in reaching a proper decision on your application.

If you are successful in your application for leave to enter the UK as a fiance of a British or settled person, your visa will be valid for 6 months. You will be required to register your marriage within 6 months of entering the UK and once your marriage is registered, you will need to apply to switch to a Spouse Visa UK. You will not be required to leave the UK in order to switch to a UK Spouse Visa. 

If you are successful in your application for a UK Spouse visa, you will be granted leave to remain for 30 months. You will need to extend your spouse visa for another 30 months to complete 5 years of residence in the UK. On completion of 5 years of residence in the UK on a spouse visa, you may be eligible for indefinite leave to remain in the UK.